I'm reading a great new book by Bill Clinton about giving back, and I was introduced to a great organization called KIVA. http://www.kiva.org/ Kiva is an organization where people can donate money in the form of loans to others in foreign countries who are trying to start their own businesses. As someone who is starting to start my own small business, I understand the need to accept help from others. All donations are %100 loans, all money is paid back over time. What a great idea!!! I've already found a cute little lady from Ecuador who is trying to start a jewelry business and I'm excited that I can help her in her goal.